Compared to Estimates, Assurant (AIZ) Q3 Earnings: A Look at Key Metrics

Core Insights - Assurant reported revenue of $3.25 billion for the quarter ended September 2025, reflecting an 8.7% increase year-over-year and a surprise of +2.67% over the Zacks Consensus Estimate of $3.16 billion [1] - Earnings per share (EPS) reached $5.73, significantly higher than the $3.00 reported in the same quarter last year, resulting in an EPS surprise of +35.46% compared to the consensus estimate of $4.23 [1] Financial Performance Metrics - Net earned premiums, fees, and other income totaled $3.11 billion, exceeding the average estimate of $2.56 billion by five analysts, marking an 8.9% year-over-year increase [4] - Net investment income was reported at $133.5 million, slightly above the average estimate of $131.39 million, with a year-over-year change of +2.9% [4] - Fees and other income reached $484.4 million, surpassing the four-analyst average estimate of $463.68 million, representing a +10.3% change year-over-year [4] - Global Lifestyle's net earned premiums, fees, and other income amounted to $2.41 billion, exceeding the average estimate of $2.36 billion, with a year-over-year change of +7% [4] - Global Housing's net earned premiums were reported at $702.9 million, above the average estimate of $675.48 million, reflecting a +16.4% year-over-year increase [4] Stock Performance - Assurant's shares have returned -4.3% over the past month, contrasting with the Zacks S&P 500 composite's +2.1% change, indicating underperformance relative to the broader market [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the market in the near term [3]