Assurant, Inc. (AIZ) is a global protection and risk management company headquartered in Atlanta, operating primarily in niche insurance and service-based protection markets. Valued at $11.7 billion by market cap, the company offers mobile device solutions, extended service contracts, insurance products, vehicle protection, and housing-related coverage, including lender-placed, renters, and homeowners insurance. Companies worth $10 billion or more are generally described as “large-cap stocks,” and AIZ pe ...

Core Insights - Assurant, Inc. has partnered with hollandsnieuwe to introduce mobile device protection for the first time to hollandsnieuwe customers in the Netherlands [1][2][3] Company Overview - Assurant, Inc. is a global protection company that safeguards and services connected devices, homes, and automobiles, operating in 21 countries and leveraging data-driven technology solutions [7][14] - The company reported revenues of $10.7 billion and a net income of $642.5 million in 2023 [8][9] Partnership Details - The collaboration with hollandsnieuwe marks a significant milestone in Assurant's expansion in the Dutch market, enhancing its presence among key mobile operators [3][4] - The new mobile device protection program offers two insurance options: Premium Protection, which covers accidental damage, theft, and loss, and Standard Protection, which covers accidental damage only [6] Customer Experience - The program is designed with an online-first customer journey, providing a seamless digital experience from enrollment to claims, ensuring convenience and clarity [3][4] - Customers can opt for a 1-working-day fulfillment service for faster turnaround, catering to those who value speed [3]

Core Viewpoint - Assurant, Inc. has appointed Helen Sachdev as Chair of the UK Board of Directors, effective April 1, 2026, pending regulatory approval, to enhance governance and support business growth in the UK market [1][1][1] Group 1: Appointment Details - Helen Sachdev will also serve as Chair of the Nomination Committee and a member of the Audit, Risk and Compliance Committee [1][1] - Lee Sturgeon, Managing Director of Assurant UK, expressed confidence in Sachdev's extensive experience in regulated financial services and retail [1][1] - Sachdev succeeds Stuart Purdy, who will retire on March 31, 2026, after completing his term [1][1] Group 2: Background of Helen Sachdev - Helen Sachdev is a qualified accountant with experience as an independent board chair and non-executive director in regulated financial services and retail sectors [1][1] - She currently holds positions as Board Chair and Nomination Committee Chair at Loughborough Building Society and Senior Independent Director at Wilmington plc, with previous roles at Barclays and Tesco [1][1] Group 3: Company Overview - Assurant, Inc. is a global protection company that partners with leading brands to safeguard connected devices, homes, and automobiles [1][1] - The company operates in 21 countries and leverages data-driven technology solutions to enhance customer experiences [1][1] - Assurant reported revenues of $10.7 billion and a net income of $642.5 million for the year 2023 [1][1][1]

Core Insights - Assurant, Inc. (AIZ) shares are trading at a discount compared to the Zacks Multi-line Insurance industry, with a forward price-to-book value of 1.9X, lower than the industry average of 2.25X, the Finance sector's 4.13X, and the Zacks S&P 500 composite's 8.14X, earning a Value Score of A [1] - The company has a market capitalization of $11.16 billion and has consistently beaten earnings estimates over the past four quarters, averaging a 20.36% beat [2] - AIZ's stock closed at $222.91, above the 200-day simple moving average of $215.36, indicating solid upward momentum [3] Performance and Growth - AIZ shares have gained 8.5% over the past year, while the industry has declined by 1.6% [4] - The Zacks Consensus Estimate for AIZ's 2026 earnings per share (EPS) indicates a year-over-year increase of 6.5%, with revenues projected at $13.63 billion, reflecting a 6.1% year-over-year improvement [5] - The consensus for 2027 EPS and revenues suggests increases of 6.9% and 6.4%, respectively, from the 2026 estimates [9] Business Strategy - AIZ focuses on fee-based, capital-light units, which now account for 52% of revenues, with expectations for double-digit long-term growth [8][13] - The Connected Living segment is expected to grow through mobile protection, partner innovation, and stronger carrier relationships [14] - Global Housing is projected to see top-line growth driven by favorable loss experience, growth in policies in-force, and higher average premiums [15] Financial Health - AIZ's return on equity in the trailing 12 months was 18.6%, surpassing the industry average of 15.4%, indicating efficient use of shareholder funds [11] - The return on invested capital (ROIC) was 12.1%, significantly higher than the industry average of 2% [12] - As of December 31, 2025, AIZ had liquidity of $887 million, well above its targeted minimum level of $225 million, and plans for share buybacks in the range of $250 million to $350 million in 2026 [18] Valuation and Market Outlook - The average price target for AIZ is $261.33 per share, suggesting a potential upside of 15% from the last closing price [10] - AIZ has a VGM Score of B, indicating attractive value, growth, and momentum compared to peers, along with a strong dividend history [20]

Core Insights - Assurant, Inc. has announced the expansion of its exclusive training course featuring the Reynolds and Reynolds docuPAD eContracting system [1] - The program is now available at the Automotive Training Academy by Assurant in Atlanta, increasing access for automotive professionals beyond its original location [1]

Core Viewpoint - Morgan Stanley maintains a Hold rating on Assurant, Inc. (NYSE:AIZ) with a price target of $248, marking the second update within the month [1] Group 1: Analyst Ratings - Morgan Stanley analyst Bob Huang reiterated a Hold rating on Assurant, Inc. on February 23, 2026, with a price target of $248 [1] - Truist Financial analyst Mark Hughes reiterated a Buy rating on Assurant, Inc. on February 20, 2026 [2] Group 2: Financial Performance - Assurant, Inc. reported its earnings results for Q4 and full year 2025, highlighting its ninth consecutive year of profitable growth [3] - The company's adjusted EPS for the full year 2025 was $22.81, reflecting a 12% increase compared to the previous year [3] - Growth was attributed to strong performance in Global Lifestyle and Home, increased investment income, and favorable loss experience in Auto [3] - For 2026, Assurant has set a share repurchase range of $250 million to $350 million [3] Group 3: Company Overview - Assurant, Inc. is a leading global business services company specializing in lifestyle and housing protection, founded in 1892 and headquartered in Georgia [4]

With a market cap of $11.2 billion, Assurant, Inc. (AIZ) is a global provider of protection products and services that support consumer purchases, homes, and connected devices. Founded in 1892 and headquartered in Atlanta, Assurant partners primarily with insurers, lenders, mobile carriers, retailers, and utilities to deliver specialty insurance and service solutions embedded at the point of sale or ownership. The insurance giant has notably lagged behind the broader market over the past year. AIZ stock ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2025 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to . Commission file number 001-31978 Assurant, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation) (I.R.S. Employer Iden ...

Core Insights - Assurant, Inc. has been awarded the Feefo Platinum Trusted Service Award, recognizing its consistent delivery of world-class customer experiences [1] Company Overview - Assurant, Inc. is a global protection company that specializes in safeguarding and servicing connected devices, homes, and automobiles [1] - The company partners with leading brands to enhance its service offerings [1] Recognition and Awards - The Feefo Platinum Trusted Service Award is an exclusive recognition given to businesses that maintain high customer service standards year after year [1] - This award is only granted to companies that achieve exceptional customer feedback [1]

Core Insights - Assurant reported its ninth consecutive year of profitable growth in 2025, with adjusted EBITDA increasing by approximately 11% and adjusted EPS rising by about 12% excluding catastrophes [3][7]. Financial Performance - Adjusted EBITDA excluding catastrophes has increased by over $700 million since 2020, representing an 11% compound annual growth rate [2]. - Adjusted EPS excluding catastrophes grew to $22.81 per share, with a total shareholder return of approximately 93% over the last five years [2]. - Including catastrophes, adjusted EBITDA and adjusted EPS increased by 16% and 19%, respectively, in 2025 [3][7]. Business Segments - In Global Lifestyle, adjusted EBITDA grew at a mid-single-digit rate, with Connected Living adding nearly 2 million protected devices, totaling over 66 million globally [1][7]. - Global Automotive also saw mid-single-digit earnings growth, with Assurant now protecting 57 million vehicles, an increase of nearly 2 million from the previous year [8]. - Global Housing achieved double-digit adjusted EBITDA growth in 2025, surpassing $1 billion in segment earnings, more than doubling since 2022 [9]. Strategic Initiatives - Assurant is launching a national rollout of its Home Warranty service, integrated into real estate transactions, and has signed a long-term agreement with Compass International Holdings [5][21]. - The company is investing in AI and reverse logistics to enhance customer experience and operational efficiency [5][24]. - Share repurchases for 2026 are planned in the range of $250 million to $350 million, following $300 million in buybacks in 2025 [5][25]. 2026 Outlook - Management expects underlying adjusted EBITDA and EPS to grow mid- to high-single digits excluding catastrophes, with an anticipated annual CAT load of about $180–$185 million [6][20]. - Global Lifestyle is expected to lead growth, with high-single-digit earnings expansion driven by new program optimizations and existing client expansions [17]. - In Global Housing, growth is anticipated from higher tracked loans and continued hardening in the voluntary homeowners market [18][19]. Capital Deployment - Assurant returned $138 million to shareholders in the fourth quarter, including $94 million in share repurchases and $44 million in dividends [14]. - The company increased its dividend by 10% in November, marking its 21st consecutive year of dividend increases [15]. - Corporate EBITDA loss is expected to be approximately $140 million in 2026 due to investments in the Home Warranty segment [22]. Market Position - The home warranty market is described as fragmented, with opportunities for growth as customer trust improves [23]. - Assurant's strategic moves include expanding partnerships with major brands and enhancing service delivery through technology [8][24].