告别“躺赢”！浮动费率时代，中银基金的“可复制”投资

Group 1 - The core issue in the investment fund industry is the disconnect between fund managers' compensation and fund performance, leading to a loss of trust among investors [1][4] - The introduction of the "floating fee rate" mechanism aims to align the interests of fund managers with those of investors, promoting a "shared risk and reward" philosophy [1][4] - The first batch of floating fee rate funds launched in May has shown promising results, with an average increase of approximately 12.1% by the end of October [1][2] Group 2 - The second batch of 12 floating fee rate funds is set to launch, with the new fund "Bank of China Quality Emerging" being highlighted for its replicable investment philosophy [2][3] - Fund manager Li Sijia emphasizes the importance of a flexible investment strategy that adapts to market changes, rather than relying on a single approach [2][8] Group 3 - The floating fee rate mechanism is designed to bind the fate of fund managers and investors, ensuring that management fees are tied to performance against a benchmark [4][5] - The fee structure of the "Bank of China Quality Emerging" fund includes a tiered fee system that adjusts based on performance, encouraging long-term investment behavior [5][6] Group 4 - The performance benchmark for the "Bank of China Quality Emerging" fund is a composite of various indices, providing a comprehensive measure of market performance [6][7] - Li Sijia's investment philosophy focuses on "replicability" and "cognitive compounding," aiming for sustainable growth through a well-structured investment framework [8][9] Group 5 - Li Sijia's successful management of the "Bank of China Strategic Emerging Industries A" fund, which achieved a net value growth rate of 43.92% over the past year, demonstrates the effectiveness of her investment approach [9][15] - The investment strategy includes a balanced allocation across sectors, with a focus on emerging technologies and industries aligned with national strategic transformations [11][12] Group 6 - Li Sijia identifies the current market phase as a "bull market mid-stage," suggesting that structural changes and new opportunities are emerging [12][13] - The floating fee rate funds are particularly suitable for long-term investors who can benefit from the dual advantages of compounding and fee optimization [13]