Sou Hu Cai Jing·2025-11-05 05:07Core Viewpoint - Meituan has officially announced the nationwide coverage of rider pension insurance subsidies, marking a significant development in the welfare protection for delivery riders in the industry [1] Summary by Relevant Sections Welfare Protection Network - Meituan has established a multi-tiered welfare protection network covering all riders, which includes participation in the "New Employment Form Occupational Injury Protection" pilot program since July 2022, expanding to 17 provinces this year [1][4] - As of September 2023, Meituan has paid over 2 billion yuan in insurance premiums, covering 13 million riders [1] Timeline of Initiatives - The timeline of Meituan's initiatives includes the start of pilot programs in 2021, the introduction of pension insurance subsidies in 2024, and the nationwide rollout of these subsidies by October 27, 2025, two months ahead of schedule [5][6] Innovative Aspects of the Protection System - The rider protection system includes basic guarantees such as pension subsidies, occupational injury insurance, and accidental injury insurance, which address the fundamental social security needs of riders [7][9] - Advanced protections include serious illness care, educational funds for children, and vocational training funds, marking the first time such benefits cover all riders and their families [7][9] - Additional work benefits include meal provisions, annual free experiences, travel subsidies, and health screenings for female riders [7][9] Flexibility and Inclusivity - The Meituan plan is characterized by its inclusivity, covering all types of riders across the industry without restrictions on qualifications, locations, or working hours [10][11] - Riders can choose their insurance locations, and the subsidy payment process has been optimized for convenience, reflecting the flexible nature of their work [10] Comparison with Competitors - Compared to competitors like JD and Ele.me, Meituan's pension insurance subsidies are available to all riders nationwide, while JD focuses on full-time riders and Ele.me on its own platform riders [11] - Meituan's approach is designed to ensure comprehensive coverage without imposing limitations on the type or duration of work [11] Industry Impact - The establishment of this welfare system positions riders as a more formal profession, enhancing their occupational security and setting a higher standard for welfare among blue-collar and flexible employment groups [12]