Zhong Guo Jing Ying Bao·2025-11-05 07:33Core Viewpoint - China Postal Savings Bank (Postal Bank) is the first national financial institution to provide financial services in Motuo Village, highlighting its commitment to rural revitalization and financial inclusion [2][3]. Group 1: Financial Services and Network - Postal Bank has established a strong presence in rural areas, with nearly 40,000 outlets covering 100% of cities and over 98% of county regions [3]. - The bank has developed a differentiated service model for agriculture and rural areas, including proactive credit granting and the establishment of credit villages, resulting in over 30 million new farmers and more than 10 million new users [3][4]. - During the 14th Five-Year Plan period, Postal Bank has issued over 5 trillion yuan in agricultural loans, with its first loan product specifically designed for farmers and individual businesses totaling over 10 trillion yuan in disbursements, serving over 70 million people [3]. Group 2: Agricultural Ecosystem Development - Postal Bank aims to create a "four flows integration" agricultural ecosystem, addressing common issues in rural revitalization such as sales difficulties, logistics challenges, and financing issues [4][5]. - The bank's strategy includes enhancing intellectual empowerment through tailored courses, expanding credit coverage through credit village construction, focusing on industrial revitalization with targeted financial support, and promoting smart rural development leveraging its comprehensive resources [5].