INDUSTRIAL BANK(SH:601166) Jin Rong Shi Bao·2025-11-05 09:47Core Viewpoint - Since the establishment of the financing coordination mechanism for small and micro enterprises, Industrial Bank has issued loans exceeding 480 billion yuan to 78,000 small and micro enterprises [1] Group 1: Loan Issuance and Growth - As of September 2025, the balance of inclusive loans for small and micro enterprises at Industrial Bank exceeded 590 billion yuan, with an increase of over 38 billion yuan since the beginning of the year [1] - The growth rate of inclusive small and micro loans surpassed the overall loan growth rate of the bank [1] Group 2: Financing Coordination Mechanism - The financing coordination mechanism was established in October last year, led by the National Financial Regulatory Administration and the National Development and Reform Commission, to address the financing difficulties faced by small and micro enterprises from both supply and demand sides [1] - Following the establishment of the mechanism, Industrial Bank quickly formed a dedicated task force at both the headquarters and branch levels, developing special work plans to enhance top-level design, increase resource allocation, and optimize service models [1] Group 3: Talent and Service Enhancement - To effectively implement the financing coordination mechanism, Industrial Bank has expanded its professional talent team, forming a "financial special commissioner" team of over 1,900 people [1] - The bank has conducted "thousand enterprises and ten thousand households" outreach activities in parks, communities, and rural areas to actively connect with the financing needs of business entities [1] - Industrial Bank provides tailored financial products and services to technology-oriented small and micro enterprises, specialized market small and micro business owners, and individual businesses, addressing their urgent financing needs [1]