4.5万亿货币互换！32国绑定中国人民币，金砖国家30%贸易绕开美元

Group 1 - The core point of the article is the increasing acceptance and use of the Chinese yuan (RMB) in international trade, with a significant shift away from the US dollar, as evidenced by a 4.5 trillion yuan currency swap network involving 32 countries [3][13][15] - The RMB is becoming more popular among businesses due to its efficiency and cost-effectiveness, with examples of companies saving time and money on cross-border transactions [5][9][11] - The RMB cross-border payment system connects 189 countries and regions, facilitating efficient currency flow for both large enterprises and small businesses [11][24] Group 2 - The 4.5 trillion yuan currency swap agreements serve as a financial safety net for countries, allowing them to exchange their currencies for RMB without relying on the US dollar [13][15] - Over 80 countries are now including the RMB in their foreign exchange reserves, indicating a growing trust in the currency [15][24] - The RMB's share in China's goods trade reached a historical high of 28% in the first half of the year, reflecting its increasing acceptance globally [24][27] Group 3 - The article highlights the shift in global financial dynamics, with the US dollar's share in global foreign exchange reserves dropping to 56.32%, the lowest in nearly 30 years [28] - The rise of the RMB is not about competing for dominance but providing a reliable alternative to the dollar, contributing to a more diversified and stable financial system [27][30][32] - The article concludes that the RMB's rise could lead to more convenient international transactions for individuals and businesses, fostering a fairer financial environment [30][32]