Nu .(US:NU) ZACKS·2025-11-05 16:01Core Viewpoint - The market anticipates Nu Holdings Ltd. (NU) to report a year-over-year increase in earnings driven by higher revenues for the quarter ended September 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - The consensus estimate for Nu's quarterly earnings is $0.15 per share, reflecting a year-over-year increase of +25% [3]. - Expected revenues are projected at $4.04 billion, which is a 37.2% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4]. - The Most Accurate Estimate aligns with the Zacks Consensus Estimate, resulting in an Earnings ESP of 0%, suggesting no recent differing analyst views [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1 (Strong Buy), 2 (Buy), or 3 (Hold) [10]. - Stocks with a positive Earnings ESP and a solid Zacks Rank have historically produced a positive surprise nearly 70% of the time [10]. Historical Performance - In the last reported quarter, Nu was expected to post earnings of $0.13 per share but exceeded expectations with earnings of $0.14, resulting in a surprise of +7.69% [13]. - Over the past four quarters, Nu has beaten consensus EPS estimates two times [14]. Conclusion - While Nu does not appear to be a compelling earnings-beat candidate, it is essential for investors to consider other factors when making investment decisions ahead of the earnings release [17].