美联储又降息25个基点，这一次国内楼市，能被救回来吗？

Group 1 - The Federal Reserve's recent interest rate cut of 25 basis points marks the fifth reduction in 2024, raising questions about its potential impact on the domestic real estate market [1][3] - The interest rate cut is expected to benefit borrowers, particularly those with mortgages, as it may lead to lower loan rates in the coming months, potentially activating the first-time homebuyer market [5][9] - The reduction in financing costs will primarily benefit top-tier real estate companies that have not faced financial distress, while smaller firms may struggle to access these benefits [9][12] Group 2 - The anticipated decrease in the 5-year Loan Prime Rate (LPR) could lower mortgage costs, making home purchases more accessible, but the overall impact on buyer confidence remains uncertain [14][18] - Foreign investment is likely to focus on core assets in major cities, with little interest in lower-tier cities facing long-term challenges, exacerbating the divide in the real estate market [16][18] - The overall conclusion is that while the Fed's rate cut provides a more favorable external environment, the recovery of the domestic real estate market will require internal demand and consumer confidence to improve [22]