Compared to Estimates, Chime Financial, Inc. (CHYM) Q3 Earnings: A Look at Key Metrics

Core Insights - Chime Financial, Inc. reported revenue of $543.52 million for the quarter ended September 2025, showing no change year-over-year, with an EPS of -$0.15 compared to $0 in the previous year [1] - The revenue exceeded the Zacks Consensus Estimate by 2.53%, while the EPS surprise was 40% above the consensus estimate of -$0.25 [1] Financial Performance Metrics - Purchase Volume reached $32.3 billion, surpassing the average estimate of $32.04 billion from three analysts [4] - Average Revenue per Active Member (ARPAM) was $245.00, exceeding the estimated $240.10 by three analysts [4] - Active Members totaled 9.1 million, higher than the estimated 8.96 million [4] - Platform-related Revenue was $180 million, compared to the average estimate of $168.98 million from five analysts [4] - Payments Revenue amounted to $363 million, slightly above the estimated $361.06 million from five analysts [4] Stock Performance - Chime Financial, Inc. shares have declined by 14.4% over the past month, while the Zacks S&P 500 composite increased by 1% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]