Core Insights - Brown University has made a significant investment in Chime Financial, acquiring 102,805 shares valued at approximately $2.59 million [2][6] Company Overview - Chime Financial is a leading U.S. fintech platform that provides mobile banking services, including checking, savings, early paycheck access, and overdraft protection [5] - The company generates revenue primarily through interchange fees from card transactions processed via partner FDIC-insured banks [5] - As of January 31, 2026, Chime's stock price is $25.42, with a market capitalization of $9.52 billion and a revenue of $2.07 billion [4] Financial Performance - Chime Financial reported a net income of -$984.77 million for the trailing twelve months (TTM), which is common for newly public companies [4][8] - The investment by Brown University represents 1.8% of its 13F reportable assets under management after the trade [9] Investment Context - Brown University's investment aligns with its strategy, as college students are a key demographic for Chime's services [6] - The university's investment portfolio is relatively small, with only 10 holdings, ranking 7th among Chime's holdings [7]

On January 29, Ashton Thomas Private Wealth disclosed a new position in Chime Financial (NASDAQ:CHYM), acquiring 5.13 million shares worth $129.1 million based on quarter-end pricing. What happened According to an SEC filing dated January 29, Ashton Thomas Private Wealth initiated a new position in Chime Financial (NASDAQ:CHYM) by purchasing 5,128,770 shares. The quarter-end value of the stake totaled $129.1 million. What else to know This new position represents 3.1% of the fund’s 13F reportable asset ...

PORTLAND, Ore., Jan. 27, 2026 /PRNewswire/ -- The Portland Fire announced today that Chime, a leading consumer financial technology company, has been named the team's Official Banking and Credit Partner. As part of the sponsorship, Chime's logo will be featured on the left shoulder of all three editions of the Fire's 2026 jerseys. The partnership represents a significant milestone for both the Fire and Chime, uniting one of the most anticipated new franchises in women's professional sports with Chime's expa ...

Applications for the CSF scholarship program are now open through March 31, 2026. For more information and to apply, visit the Chime Scholars Foundation website at chime.com/about-us/chime-scholars-foundation. About Chime: SAN FRANCISCO--(BUSINESS WIRE)--Chime (Nasdaq: CHYM), a leading consumer financial technology company, announced today that Chime Scholars Foundation (CSF) has opened applications for the 2026-2027 academic year. Aspiring scholars can now apply for scholarshipsof up to $20,000 to support ...

In 2023 and 2024, Chime added new active members, increased total purchase volume, and grew average revenue per active member (ARPAM). That's why its stock initially soared.Yet Chime isn't a bank. Its two FDIC-insured banking partners -- The Bancorp (NASDAQ: TBBK) Bank and Stride Bank -- actually hold and manage all of those accounts. Chime generates most of its revenue by taking a cut of the "swipe fees" that Visa charges merchants to process debit and credit card transactions. A smaller percentage of its ...

Key Points An analyst at a top white-shoe investment bank changed his recommendation for the better. Another pundit launched coverage of the stock, flagging it as a buy. 10 stocks we like better than Chime Financial › The holiday month brought fintech Chime Financial (NASDAQ: CHYM) one of the best gifts a stock can receive -- a substantial bump higher in price. Across December, Chime's shares rose by more than 19%, lifted by a set of factors that included a recommendation upgrade from a prominent b ...

After years of watching fintech startups retreat to private markets and investors turn away from the sector, 2025 delivered an unexpected twist. Circle, Chime, and Klarna, three of the world's biggest... ...

Chime Financial, Inc. (NASDAQ:CHYM) is one of the best FinTech stocks to buy in 2026. Wall Street’s tone on the stock turned notably constructive in December. On December 11, 2025, B. Riley initiated coverage with a Buy rating and a $35 price target, framing Chime as a profitable, high-growth neobank with disciplined customer acquisition costs and strong margins. B. Riley pointed to Q3 2025 gross margin of 87% and transaction margin of 69%, arguing that Chime’s model can sustain growth with very low margi ...

Core Insights - StepStone Group has initiated a new position in Chime Financial, acquiring 150,000 shares valued at approximately $3 million, representing 1.4% of the fund's reportable U.S. equity assets [2][3][7] - Chime Financial's shares are currently priced at $26.19, which is about 3% below their IPO price of $27 per share [4] - Chime Financial operates as a mobile-first fintech platform, providing fee-free banking services primarily to U.S. consumers earning under $100,000 per year [9][10] Financial Performance - Chime Financial reported a 29% year-over-year revenue increase to $544 million in the third quarter, with active members rising 21% to 9.1 million [12] - The company's gross margin held at 87%, and adjusted EBITDA turned positive at $29 million, indicating improving profitability metrics [12] - Management has raised full-year guidance and authorized a $200 million share repurchase program, reflecting confidence in the company's financial outlook [12] Investment Implications - StepStone's investment in Chime Financial is seen as a sign of growing confidence in the company's operating model, especially shortly after its IPO [11] - The position in Chime is relatively small compared to the fund's largest holdings, indicating a measured approach rather than high conviction [13] - Chime's appeal lies in its growing base of higher-income users, improving unit economics, and increasing monetization through new products [13]

Core Insights - Chime and Upstart are both fintech companies focused on providing financial services to lower-income consumers, with Chime offering fee-free banking and Upstart utilizing AI for loan approvals [1][12] Chime Overview - Chime went public at $27 in June but is currently trading around $24, indicating a decline [2] - Chime's services include fee-free checking and savings accounts, overdraft protection, and a Visa debit card, appealing to lower-income users [4][5] - In 2024, Chime's active members increased by 21% to 8 million, with total revenue rising 31% to $1.67 billion [8] - Despite growth, Chime's purchase volume and average revenue per active member (ARPAM) have shown sequential declines, attributed to macroeconomic pressures [9][10] - Analysts project Chime's revenue to grow by 30% to $2.17 billion in 2025, with adjusted EBITDA turning positive [11] Upstart Overview - Upstart, which acts as a marketplace for loans, has seen its loan originations grow by 28% in 2024, with total revenue increasing by 24% to $636.5 million [15] - The company has benefited from lower interest rates and has automated more of its loan processes, expanding its lending partners [16] - Analysts expect Upstart's revenue and adjusted EBITDA to surge significantly in 2025, driven by favorable interest rate conditions [17] Comparative Analysis - Chime has a higher enterprise value relative to its adjusted EBITDA compared to Upstart, suggesting that Upstart may be a more attractive investment option [18] - Chime faces more competition and has slower growth rates, while Upstart has a clearer path for growth and a lower valuation [19]