PSBC(SH:601658) Jin Rong Shi Bao·2025-11-06 03:42Core Insights - The People's Bank of China, Shangrao Branch, is actively promoting green finance to achieve dual carbon goals, enhancing collaboration across departments to drive innovation in financial services and products, ultimately supporting ecological protection and economic development [1][5][6] Group 1: Green Loan Growth - As of the second quarter of 2025, the total balance of green loans in Shangrao reached 118.49 billion yuan, marking a year-on-year increase of 28.34%, positioning it as a key driver for the green transformation of the economy [1] Group 2: Innovative Financial Models - The Shangrao Branch has introduced innovative financial models, such as asset-backed lending against future earnings from ecological projects, transforming dormant assets into active revenue streams [2] - For instance, the Bank of China Shangrao Branch issued 450 million yuan in loans to support the construction of the Gexianshan Scenic Area by leveraging future revenue from integrated visitor services [2] - Additionally, the Construction Bank Shangrao Branch utilized a "water surface operating rights pledge" model to provide 180 million yuan in credit for water resource enhancement projects, which improved the livelihoods of 120,000 residents and increased aquaculture output value by 40% [2] Group 3: Focus on Green Transformation in Key Industries - The Shangrao Branch is focusing on green transformation in sectors such as ecological agriculture, industrial parks, and homestays, utilizing various financial tools to support these industries [3][4] - In ecological agriculture, projects have been initiated to establish agricultural service centers, providing long-term low-cost funding for modern farming equipment, resulting in significant carbon reduction [4] - In industrial parks, a steam centralized heating project received 250 million yuan in loans, leading to a reduction of 80,000 tons of carbon dioxide emissions annually [4] Group 4: Collaborative Green Finance Ecosystem - The Shangrao Branch is building a collaborative green finance ecosystem through institutional frameworks, inter-departmental cooperation, and platform development [5][7] - A comprehensive plan has been established to promote high-quality development of green finance, focusing on both low-carbon industry growth and the green transformation of high-carbon industries [5] - The establishment of a green project library and a joint review mechanism aims to enhance the efficiency of green financial resource allocation [6][7] Group 5: Support for Rural Development - The Shangrao Branch is supporting rural development initiatives in Wuyuan County by implementing policies that promote ecological product value realization and low-carbon financial development [6] - Five major projects have been launched to enhance the region's green development, including initiatives focused on cultural heritage and tourism [6]