NBGF(SH:603788) Shang Hai Zheng Quan Bao·2025-11-06 19:24Core Viewpoint - The company is utilizing idle self-owned funds for wealth management to enhance capital efficiency and generate greater economic benefits while ensuring normal operational liquidity [2][4]. Group 1: Basic Situation of Wealth Management - The company has approved a maximum amount of RMB 50 million for structured deposits and financial products from banks, securities companies, or trust companies, ensuring that normal operational liquidity is maintained [2]. - The source of funds for this investment includes temporarily idle self-owned funds and funds from previous investments that have matured [2]. Group 2: Progress and Risk Situation of Wealth Management - From September 26, 2025, to the date of this announcement, the company has used RMB 190 million to purchase wealth management products from various financial institutions, including Shanghai Pudong Development Bank and China Merchants Bank [2]. - The purchased products are primarily low to medium-risk financial products with a maturity of no more than 12 months, indicating a controlled overall risk [4]. Group 3: Impact on the Company and Risk Control Measures - The use of idle funds for wealth management is expected to improve the efficiency and returns of these funds without significantly impacting the company's main business, financial status, operating results, or cash flow [2]. - The company has established a robust approval and execution process for purchasing wealth management products, ensuring effective and standardized operations [4]. - The finance department will monitor the investment's progress and take necessary actions if risks to fund safety are identified, while internal audits and independent directors will oversee fund usage [4].