多元配置成投资“必选项” 民生加银力推FOF新作

Group 1 - The global economic landscape is undergoing significant adjustments, making single-asset investment models inadequate for investors seeking stable growth [1] - The asset management industry is experiencing structural changes, with the overall AUM in China expected to reach 170.13 trillion yuan by mid-2025, reflecting a growth of approximately 4.27% from the end of 2024 [1] - The industry is shifting from a "single track" approach to a "multi-collaborative" model, with asset allocation concepts becoming mainstream [1] Group 2 - Scientific asset allocation can effectively buffer the impact of single-asset volatility on overall investments, creating a "defensive net" for portfolios [2] - FOF (Fund of Funds) is emerging as a crucial tool for investors to achieve scientific asset allocation, offering "double diversification" across different funds and asset classes [2] - FOF management teams utilize a deep research system to analyze macroeconomic trends and market dynamics, ensuring high-quality and stable investment portfolios [2] Group 3 - Minsheng Jianyin Fund will launch a new product, Minsheng Jianyin Multi-Asset Stable Allocation 3-Month Holding Period Mixed FOF, from November 24 to December 8, aimed at meeting investor demands for stable allocation and flexible holding [3] - The new product will adopt a "multi-asset, multi-strategy" allocation approach, expanding beyond traditional stock and bond allocations to include overseas assets and commodities [3] - The product aims to enhance long-term return potential while controlling volatility through dynamic risk hedging and portfolio optimization based on in-depth analysis of asset correlations [3]