Core Insights - The "14th Five-Year Plan" emphasizes accelerating the cultivation of new productive forces and strategically laying out future industries, with financial technology being a core application of disruptive technologies [1][5]. Group 1: Future Development Insights - AI is set to become a core capability in finance, transitioning service models from "digital" to "intelligent," with large models evolving into intelligent agents capable of autonomous decision-making [3]. - Quantum technology will reshape financial security and computational capabilities, addressing long-term risks to financial data security posed by quantum computing [4]. - The integration of data as a production factor and the collaborative development of financial innovation are crucial for achieving technological self-reliance [5]. Group 2: Recommendations for Action - Strengthening the virtuous cycle of "technology-industry-finance" to ensure financial support throughout the entire cycle of technological innovation [5]. - Accelerating the establishment of standards and regulatory frameworks for cutting-edge technologies like AI and quantum in the financial sector [5]. - Enhancing collaboration between industry, academia, and research to create open and shared platforms for technology validation and innovation [5].
中关村互联网金融研究院刘勇:AI将成为金融核心能力