基金销售存在多项违规，桂林银行被开警示函！

Core Points - Guilin Bank received a warning letter from the Guangxi Securities Regulatory Bureau due to multiple violations in its fund sales business [1][2] - The bank's fund sales business leaders and information management personnel lacked the necessary qualifications [3][6] - The bank's promotional materials did not adequately highlight risk warnings, violating regulatory requirements [6] Summary by Sections Regulatory Issues - Guilin Bank was found to have fund sales personnel without the required qualifications during a regulatory inspection [3] - The bank failed to obtain compliance opinions for its promotional materials, which did not sufficiently emphasize risk warnings [3][6] - The Guangxi Securities Regulatory Bureau cited violations of several regulations related to fund sales and promotional materials [6] Financial Performance - As of September 30, 2025, Guilin Bank reported total assets of 605.62 billion yuan, a 5.06% increase from the beginning of the year [8] - The bank's operating revenue was 9.29 billion yuan, a year-on-year decrease of 2.45% [8] - Net profit for the same period was 2.101 billion yuan, reflecting a year-on-year decline of 7.58% [8] Governance Issues - The former Party Secretary and Chairman of Guilin Bank, Wu Dong, was expelled from the Party and public office due to serious violations of discipline and law [8] - Wu Dong was involved in multiple instances of accepting gifts and benefits from subordinates and private enterprises, leading to criminal prosecution [8]