Core Viewpoint - Hang Seng Bank, in collaboration with its wholly-owned subsidiary Hang Seng Bank (China) and China Construction Bank, has launched a digital RMB merchant payment service in Hong Kong, expanding the application of digital RMB in retail consumption [1] Group 1: Service Launch - The digital RMB payment service is now available at over 100 local merchant stores in Hong Kong that utilize Hang Seng Bank's payment system, covering categories such as dining, travel, electronics, and clothing [1] - Consumers can use the digital RMB wallet to make payments without needing to convert to Hong Kong dollars in advance, enhancing convenience and security [1] Group 2: Merchant Support - Hang Seng Bank, Hang Seng China, and China Construction Bank will assist merchants with cross-border settlement processes [1]