加纳将设立数字资产监管办公室

Core Insights - The Bank of Ghana has released a policy document outlining the country's first regulatory framework for virtual assets, including cryptocurrencies and tokens, establishing a Virtual Asset Regulatory Office (VARO) to enhance oversight [1][2] - The new regulatory approach marks a significant shift from previous warnings against cryptocurrencies, moving towards a risk-based regulatory framework that aligns regulatory intensity with the risks associated with different virtual asset services [2] Group 1: Regulatory Framework - The VARO will act as a bridge between government regulation and the virtual asset industry, collaborating with various institutions such as the SEC, FIC, GRA, and NCA to enforce anti-money laundering and counter-terrorism financing standards [1][2] - The policy emphasizes that virtual assets are not recognized as legal tender in Ghana, aiming to promote innovation, protect consumer rights, and maintain financial stability while mitigating risks of money laundering, fraud, and terrorism financing [2] Group 2: Public Awareness and Education - A National Virtual Asset Literacy Initiative (NaVALI) will be developed in collaboration with the SEC and the Ministry of Education to enhance public awareness and financial literacy, particularly among the youth who constitute the majority of cryptocurrency users in Ghana [2] - Ghana's regulatory direction aligns with international standards set by organizations such as FATF, IMF, and BIS, positioning the country among a select few African nations that have implemented systematic measures to regulate digital assets while supporting innovation [2]