新疆农商银行获批筹建！成立后资产规模将超7000亿元

Core Viewpoint - The establishment of Xinjiang Rural Commercial Bank marks a significant step in the reform of rural financial institutions in China, aiming to enhance the stability of the local financial system and improve service to the real economy [2][3][4]. Group 1: Establishment and Goals - The National Financial Regulatory Administration approved the establishment of Xinjiang Rural Commercial Bank, which is set to become the first provincial-level unified legal person rural commercial bank in Northwest China [2][3]. - Xinjiang Rural Commercial Bank is expected to have an asset scale exceeding 700 billion yuan upon opening, with plans to officially launch by the end of November [4][5]. - The bank's establishment is part of a broader reform initiative that has seen similar transformations in other provinces, enhancing the capacity of local financial systems [2][3][4]. Group 2: Reform Process - The reform process began accelerating in September 2022, with several rural commercial banks in Xinjiang successfully established through a new merger approach [5][6]. - The unified legal person reform has been implemented in various regions, with the establishment of banks like Aksu Tarim Rural Commercial Bank and others, indicating a systematic approach to reform [5][6]. - The gradual "step-by-step" strategy adopted in Xinjiang aims to mitigate risks associated with rapid reform, allowing for better management and integration of financial institutions [6][7]. Group 3: Challenges and Considerations - The establishment of a unified provincial rural commercial bank presents unique challenges due to Xinjiang's vast geographical area, which may impact management efficiency and service delivery [6][7]. - Continuous business development and customer service must be maintained during the reform process to avoid disruptions [7]. - Risk prevention is crucial to ensure a smooth transition and to avoid new risks arising from the integration of institutions [7].