三个月宽限期，让她的生活重回正轨

Core Viewpoint - The article highlights the effective integration of judicial services and party-building efforts in resolving financial disputes, showcasing a successful case of mediation that restored a borrower's financial stability [1][2][3] Group 1: Judicial and Party-Building Integration - The Shijiazhuang Financial Court has a high percentage of party members, with 84% of its staff being members, which strengthens the court's operational capabilities [1] - The court has established the "Gathering Light · Shining Balance" party-building brand to enhance its service delivery and dispute resolution mechanisms [1] Group 2: Mediation Mechanism - The court has implemented a "5+2" diversified financial dispute resolution mechanism, which includes five types of mediation rooms and the establishment of service stations with bank representatives [1] - A "demonstration mediation + preemptive mediation + judicial confirmation" mechanism has been developed to standardize mediation outcomes and improve predictability for parties involved [2] Group 3: Case Outcomes - Over three years, the financial court has resolved more than 60,000 financial disputes, assisting over 4,900 borrowers in overcoming difficulties, leading to a decline in local financial litigation for two consecutive years [3] - The successful mediation case of a borrower, who was able to return to work and repay her debts, exemplifies the court's effective approach to balancing creditor rights and debtor support [2][3]