美联储报告：政策不确定性和人工智能风险影响金融稳定

Core Insights - The Federal Reserve's latest Financial Stability Report highlights global trade, central bank independence, and geopolitical risks as significant factors affecting U.S. financial stability [1] - Concerns regarding global trade have diminished, while worries about artificial intelligence have increased [1] Group 1: Policy Uncertainty - Approximately 61% of respondents now view overall policy uncertainty as the primary factor impacting financial stability, which includes uncertainties in trade, central bank independence, and availability of economic data [1] - Central bank independence has emerged as a risk factor for the first time, influenced by political pressures, including the dismissal of a Federal Reserve governor [1] Group 2: Economic Data and AI Risks - The lack of official economic data has been highlighted as a new risk factor due to the federal government shutdown, which has interrupted the release of economic data [1] - 30% of market contacts believe that artificial intelligence could pose potential shocks within the next 12 to 18 months, with concerns centered on how the AI boom may affect recent stock market gains and lead to significant losses [1] Group 3: Other Stability Risks - Ongoing inflation, high long-term interest rates, and government debt sustainability are also noted as significant stability risks [2]