北银理财首席投资官：低票息时代，更要资产配置

Core Viewpoint - The Chief Investment Officer of Beiyin Wealth Management, Sun Junjie, emphasizes that in a low interest rate environment, the diversification of asset allocation is an inevitable trend, focusing on the effectiveness and timeliness of the allocation [2] Group 1: Asset Allocation Strategy - Diversified asset allocation should involve early and in-depth planning for overseas markets, capital markets, commodity markets, and REITs markets [2] - For equity market allocation, specific strategies such as IPO strategies, hedging strategies, quantitative strategies, private placement strategies, and fund of funds (FOF) strategies should be detailed [2] - The active use of derivatives for hedging is recommended to reduce volatility [2]