财经调查丨网络频现“医保卡薅羊毛攻略”，买隐形眼镜也能刷医保？

Core Viewpoint - The article highlights the misuse of medical insurance cards in China, where consumers are being encouraged to use them for non-medical purchases, violating strict regulations on the use of medical funds [1]. Group 1: Regulatory Environment - The national government has established strict regulations for the use of medical insurance funds, emphasizing dedicated usage [1]. - Warnings have been issued by various local medical insurance bureaus against converting medical insurance cards into "shopping cards" [1]. Group 2: Consumer Behavior - Consumers have reported finding "strategies" online that promote the misuse of medical insurance cards for purchasing everyday items like dental floss, toothbrushes, facial towels, and skincare products [1]. - Investigations in cities such as Chengdu, Zhengzhou, and Lanzhou revealed that certain pharmacies are marketing non-medical products as medical devices, allowing consumers to use their insurance cards for these purchases [1]. Group 3: Market Practices - Chain pharmacies like Haiwangxingchen, Dashenlin, Zhang Zhongjing, and Foci have been identified as selling everyday items packaged as medical devices, promoting the ability to use medical insurance cards for payment [1]. - Specific examples include non-reimbursable items like "beauty contact lenses" being sold under the guise of medical products in pharmacies [1].