【最高人民法院】就交通事故责任纠纷司法解释征求意见

Core Points - The Supreme People's Court of China is seeking public opinion on the interpretation of laws regarding traffic accident liability, with a deadline for feedback set for November 15 [1] - The draft clarifies that if a passenger opens a car door and causes harm, the insurance for the vehicle must cover the damages, as this action is classified as a risk associated with the vehicle's operation [3][4] - The draft also addresses liability in accidents involving electric bicycles and motor vehicles, emphasizing a comprehensive assessment of fault and damage when determining compensation [6] Group 1 - The draft states that if a passenger opens a car door and causes damage, the insurance company cannot refuse to pay based on the argument that the passenger is not an insured driver [3] - Legal experts highlight that this classification of the passenger's action as a risk of the vehicle's operation ensures victims can receive compensation promptly from the more financially capable party [4] - The draft proposes that in accidents between electric bicycles and motor vehicles, courts should consider the degree of fault, damage consequences, and the danger level of each vehicle when determining compensation [6] Group 2 - The draft specifies that in non-commercial vehicle accidents involving unpaid passengers, courts should evaluate the driver's major negligence based on accident reports and the driver's specific actions [8] - Legal experts note that this approach protects well-meaning drivers from excessive liability while ensuring that passengers' rights are safeguarded in cases of serious driver negligence [8]