美国消费为何冷暖不均？贫富分化加剧美联储决策难度

Group 1 - Recent comments from Federal Reserve officials highlight the economic disparity in the U.S. and its implications for monetary policy [1][3] - Low- and middle-income households are facing significant payment pressures due to rising living costs and housing expenses, while high-income groups benefit from stock market gains [1][3] - The overall consumption growth is primarily driven by high-income households, raising questions about its sustainability [3][4] Group 2 - The labor market is showing signs of gradual cooling, but there is no significant deterioration, complicating the Federal Reserve's decision-making process [3][4] - Investment growth in emerging technologies like artificial intelligence is providing new support for the economy, partially offsetting weaknesses in traditional industries [3] - The Federal Reserve is closely monitoring liquidity conditions, with recent signs of funding pressure in the money market prompting a reassessment of the quantitative tightening timeline [3]