Affirm: A Leader Is Born (Rating Upgrade)

Group 1 - Affirm (AFRM) is experiencing strong growth rates, indicating it is gaining market share in the e-commerce sector, particularly in the buy now, pay later market [1] - The company stands out as a positive performer amidst concerns regarding market volatility [1] Group 2 - Julian Lin, a financial analyst, focuses on identifying undervalued companies with long-term growth potential and strong management teams [1] - The investment group led by Julian Lin emphasizes stocks with a high probability of delivering significant alpha compared to the S&P 500 [1] - The group's approach combines growth-oriented principles with strict valuation criteria to enhance the margin of safety [1]