进博会保险“扩圈”!头部险企联合多领域巨头构建产业链新生态|聚焦2025进博会
Hua Xia Shi Bao·2025-11-11 02:33

Core Insights - The eighth China International Import Expo (CIIE) has seen domestic insurance companies actively expanding their ecosystems in collaboration with global industry giants, focusing on sectors such as elderly finance, insurance technology, new energy insurance, and health management [1][2] - China Pacific Insurance Group aims to upgrade its "big health" strategy to "big health management" in response to the aging population, leveraging the CIIE platform to introduce international experiences and promote high-quality health management ecosystems [1][2] Insurance Industry Expansion - The CIIE has shifted from being a platform primarily for foreign exhibitors to one where insurance companies are actively seeking collaboration opportunities, thereby enhancing their influence and contributing to customer loyalty [2] - The focus on elderly finance has become a key area of interest during the CIIE, with insurance companies looking to expand their industry chains [2] Collaboration and Innovation - China Ping An is also leveraging the CIIE to explore new growth points in the silver economy, with its subsidiary, Ping An Good Doctor, announcing a deep collaboration with Medtronic to integrate digital and traditional medical services [4] - The collaboration aims to utilize big data and AI technology to enhance the efficiency of healthcare management, particularly in chronic disease management [4] New Energy Vehicle Insurance - The insurance industry's role in supporting China's new energy vehicle (NEV) sector was highlighted at the CIIE, with various stakeholders advocating for a comprehensive service network to facilitate the global expansion of NEVs [5] - The need for insurance to provide risk management and financial services across the entire production and operational lifecycle of NEVs was emphasized [5] Insurance Technology Advancements - The CIIE showcased advancements in AI technology within the insurance sector, with companies like MagiHealth introducing an AI-driven platform aimed at enhancing decision-making in commercial health insurance [6][7] - The platform integrates vast amounts of insurance and medical data to improve product design, marketing, and claims operations [6][7] AI and Data Integration - AI technology is transforming the insurance industry by enabling more effective handling of complex data, moving from traditional actuarial models to deep learning approaches that can capture intricate data relationships [8] - The integration of AI is seen as crucial for addressing the evolving landscape of insurance risk measurement, particularly with the advent of "insurance for those with pre-existing conditions" [9]