Bei Jing Shang Bao·2025-11-11 02:45Core Viewpoint - China Construction Bank has revised its "Personal Gold Accumulation Business Product Introduction and Trading Rules" to protect investor rights, with the new version set to take effect on November 15, 2025 [1] Group 1: Trading Rules and Pricing - The revised trading rules allow China Construction Bank to adjust customer quotes based on international and domestic gold price trends, trading positions, market liquidity, and RMB exchange rates [1] - The concept of "price-volume balance" is introduced, meaning each quote corresponds to a specific limit on the volume available for trading, which will be determined by actual transactions [1] - There will be a price difference between the bank's gold accumulation buy/sell quotes and the prices on the Shanghai Gold Exchange or international markets due to factors like trading costs and market liquidity [1] Group 2: Adjustments and Customer Information - The bank reserves the right to adjust the timing of periodic accumulation prices based on business conditions, with prior announcements made through official channels [2] - Prices obtained through mobile banking or online banking are reference prices, with actual prices determined by the final transaction records in the bank's system [2] - There will be a difference in buy/sell quotes at the same price point, and this spread is not fixed; the bank can adjust it in real-time based on market conditions without prior notice [2]