【深聊数字化第二季】第六期：融资租赁“三化”趋势洞察（上）

Core Viewpoint - The development of financing leasing in China should focus on three directions: specialization, digitization, and internationalization [1] Group 1: Specialization - The need for specialization is driven by regulatory, market, technological, and risk control factors [1] - Regulatory drivers emphasize the importance of serving the real economy and returning to the essence of leasing [1] - Market competition necessitates companies to leverage their advantages in specialized fields to gain a competitive edge [1] - Technological advancements such as IoT, big data, and cloud computing are pushing the industry towards specialization [1] - Enhanced risk control capabilities can be achieved through specialization, allowing companies to develop risk management models tailored to specific industries [1] Group 2: Implementation of Specialization - Companies should focus on 1-3 specialized fields based on their resource endowments [2] - Development of tailored products and services is essential, with standard products created for different industries [2] - Specialized business systems, asset management systems, and data tools should be introduced or developed for specific operations [3] - Establishing professional teams with a combination of financial and industry knowledge is crucial for targeted product development [3] - The shift from "capable" to "refined" is necessary for financing leasing companies to build their unique professional characteristics and core competitiveness [4]