“安心回报”不安心，广州农商行一理财产品被3银行起诉

Core Viewpoint - Guangzhou Rural Commercial Bank has disclosed four ongoing legal cases involving significant amounts, totaling approximately RMB 208 million, with implications for its financial status and operations [1][3]. Group 1: Legal Cases - The bank is involved in four lawsuits where the total amount exceeds RMB 10 million, with a combined value of about RMB 208 million [1]. - Three of the lawsuits are related to the bank's financial product "Anxin Return No. 262," with claims from Yaan Rural Commercial Bank, Henan Wugang Rural Commercial Bank, and Qinghai Xining Rural Commercial Bank, totaling approximately RMB 130 million [3]. - The first case involves Yaan Rural Commercial Bank, which sued for RMB 60,251,356.19, resulting in a court ruling that ordered Guangzhou Rural Commercial Bank to pay RMB 36,325,589.16, currently under appeal [3][4]. - The second case from Henan Wugang Rural Commercial Bank seeks the return of assets valued at RMB 31,666,285.52, with the court dismissing the claims in a recent ruling [4]. - The third case from Qinghai Xining Rural Commercial Bank involves a claim for RMB 33,622,589.58, which is still pending a decision after multiple hearings [5]. - Additionally, a lawsuit from Xinyang Huaxin Shengde Health Industry Development Group challenges a financial advisory service agreement, seeking RMB 82,309,314.72 in refunds and related fees, with hearings ongoing [5]. Group 2: Financial Overview - As of the end of 2024, Guangzhou Rural Commercial Bank reported total assets of RMB 1.36 trillion and total liabilities of RMB 1.26 trillion [6]. - The bank has seen an increase in the proportion of small loans under RMB 50 million, while both the non-performing loan balance and rate have decreased [6].