生娃基本不花钱！“医育结合”伴幼儿健康成长 多维度解读生育支持政策↓

Core Points - The National Medical Insurance Administration is accelerating the establishment of a comprehensive maternity insurance system to support childbirth and child-rearing [1][3] - As of the end of October, all 31 provinces and Xinjiang Production and Construction Corps have included assisted reproduction in medical insurance, benefiting over 1 million people [1] - The direct payment of maternity benefits to individuals has been implemented in 25 provinces, enhancing convenience for insured female employees [3][11] Group 1: Maternity Insurance System - The maternity insurance system now includes flexible employment workers, migrant workers, and new employment forms, with a focus on improving prenatal care benefits [1][3] - The average maternity benefit for insured female employees is over 26,000 yuan as of 2024 [13] - Seven provinces have achieved a model where childbirth incurs minimal costs for families [14] Group 2: Direct Payment of Maternity Benefits - The direct payment of maternity benefits to individuals has streamlined the process, reducing the need for additional documentation such as marriage and birth certificates [11][13] - In Xiangtan, the maternity benefit process has been expedited from 20 working days to 7 working days, with 2,500 female employees benefiting from this service in 2025 [7][9] - The direct payment system helps alleviate financial pressure on new parents and prevents employers from delaying or withholding benefits [9][11] Group 3: Childcare and Health Services - The development of a childcare service system has increased the number of childcare spots for children under three years old from 1.8 to over 4 per thousand population [23] - Sichuan's Meishan has established public childcare institutions that integrate medical and educational services for infants [25] - The integration of traditional Chinese medicine into childcare practices is being implemented in various childcare centers [26]