非法代理维权可被定性为敲诈勒索罪！司法判例震慑助贷市场黑灰产

Core Viewpoint - The recent judicial ruling marks a significant breakthrough in combating financial black and gray industries, specifically defining illegal agency behavior in the loan assistance sector as extortion, which raises the legal stakes for similar cases [1][6]. Summary by Sections Judicial Ruling and Legal Implications - The case represents the first instance of classifying illegal agency behavior in the loan assistance industry as extortion, establishing a legal precedent that could deter similar actions in the future [1][6]. - The court's decision highlights that coercing financial institutions to waive fees through malicious complaints constitutes extortion, thus clarifying the legal boundaries for such actions [6]. Case Details - The defendants, including Zeng Moupeng, were found guilty of extortion and violating personal information laws, with the total amount involved exceeding one million yuan [3][4]. - The court imposed sentences ranging from three years and ten months to eight years and six months, along with fines between 50,000 and 120,000 yuan [4]. Characteristics of Financial Black and Gray Industries - Financial black and gray industries are evolving, becoming more technical, scenario-based, and professional, utilizing various platforms for illegal activities [7]. - These industries often disguise themselves as legal entities, employing deceptive marketing tactics to lure consumers while engaging in illegal practices such as fabricating evidence and malicious complaints [7]. Ongoing Actions Against Financial Crimes - Authorities are actively responding to the changing landscape of financial black and gray industries, with initiatives to combat fraud and misinformation set to take place from September to December 2025 [8]. - Legal experts suggest a comprehensive approach to dismantle the entire criminal network, including those providing client information and technical support, to effectively address the issue [8].