再添新势力！上海信托出资成立外滩金科，瞄准AI赛道

Core Insights - The establishment of Shanghai Bund Jinke Economic Development Co., Ltd. (referred to as "Bund Jinke") on November 10, 2023, marks a new player in the financial technology sector with a registered capital of 50 million RMB [1][3] - Bund Jinke is jointly owned by Shanghai Huangpu Science and Technology Innovation Group Co., Ltd. and Shanghai International Trust Co., Ltd. Its business scope includes services related to entrepreneurship, technology mediation, artificial intelligence, and intellectual property [1][3] Company Overview - Shanghai International Trust, founded in 1981, is one of the earliest trust companies in China with a registered capital of 5 billion RMB, focusing on asset management and wealth management for high-net-worth clients [3] - The company has a total scale of nearly 40 billion RMB in science and technology equity investments, including significant investments in major Shanghai municipal science and technology funds [3] Strategic Intent - The establishment of Bund Jinke aligns with Shanghai's initiative to enhance its global financial technology center and create a financial technology industry integration demonstration area in Huangpu District [3][4] - The move is seen as a strategic investment to capture opportunities in the financial technology sector, leveraging policy benefits from local government initiatives [4] Business Model and Synergy - Bund Jinke's focus on artificial intelligence and data platforms complements Shanghai International Trust's core business of wealth management and cross-border finance, facilitating a "technology + finance" ecosystem [4][5] - The subsidiary's specialized operations in AI technology are expected to enhance the parent company's capabilities in family trusts and cross-border asset securitization [4][5] Challenges and Considerations - Direct involvement in AI by trust companies faces challenges such as strict regulatory compliance, data security management, and high costs associated with technology development [5] - The establishment of Bund Jinke is anticipated to strengthen Shanghai International Trust's brand influence in the financial technology sector in the short term, while exploring innovative financial models in the long term [5]