Core Points - The national medical insurance bureau is accelerating the establishment of a comprehensive fertility protection system to support childbirth and child-rearing [1] - As of the end of October, all 31 provinces and Xinjiang Production and Construction Corps have included assisted reproduction in medical insurance, benefiting over 1 million people [1] - 25 provinces have implemented direct payment of maternity benefits to individuals, enhancing convenience for insured female employees [2][3] Group 1: Maternity Insurance and Benefits - The maternity allowance, also known as "maternity pay," is funded by maternity insurance, ensuring income security for female employees during childbirth and maternity leave [3] - By June 2025, the number of people covered by maternity insurance reached 253 million, with an average maternity allowance exceeding 26,000 yuan per insured female employee in 2024 [3] - Seven provinces have achieved a model where childbirth incurs minimal out-of-pocket expenses, with reports of individuals spending as little as 3.7 yuan for hospital delivery [4] Group 2: Direct Payment and Accessibility - The transition to direct payment of maternity benefits has streamlined the application process, eliminating the need for additional documents like marriage and birth certificates [3] - In Xiangtan, Hunan Province, the maternity allowance will be directly deposited into personal accounts starting January 2025, reducing processing time from 20 to 7 working days [2] - The implementation of real-time reimbursement policies for newborns has significantly eased financial burdens for new parents [4] Group 3: Inclusive Coverage - Flexible employment insurance participants will also enjoy equal maternity benefits starting November 1, 2025, ensuring broader access to maternity care [5] - The integration of medical and educational services for infants is being promoted, with cities like Meishan in Sichuan establishing public childcare institutions that combine health care and early childhood education [6]
7个省份生娃基本不花钱 多维度解读生育支持政策
Yang Shi Wang·2025-11-12 00:34