中国支付清算协会倡议：杜绝默认开通“免密支付”

Core Viewpoint - The China Payment and Clearing Association has issued an initiative to regulate "no-password payment" services, emphasizing the protection of user rights and the need for strict identity verification during the user activation process [1] Group 1: User Activation and Identity Verification - The initiative calls for strict verification of user identity information during the activation phase of "no-password payment" services [1] - Users must clearly confirm their intention to activate the service and sign the "no-password payment" agreement, eliminating default activation practices [1] Group 2: Special Considerations for Elderly Users - A comprehensive assessment of elderly users' risk preferences and capacity to handle the service is required [1] - Core terms of the service must be prominently displayed to ensure elderly users are fully informed before activation [1] Group 3: User Control and Information Access - Users should be provided with a convenient option to deactivate the "no-password payment" feature if they choose not to continue using it [1] - The initiative includes provisions for real-time or periodic notifications regarding "no-password payment" transactions, along with easy access to related information and a one-click cancellation feature [1]