黄陂支行：点“信”成金，特色产品组合破解企业融资困局

Core Insights - Wuhan Rural Commercial Bank's Huangpi Branch focuses on supporting agriculture and small enterprises, addressing the challenges of lack of collateral and financing difficulties through innovative financial products [1][4] - The case of a local biological environmental technology company exemplifies the effective financing services provided by Huangpi Branch, which helped the company secure necessary funds despite lacking sufficient collateral [2][3] Group 1 - Huangpi Branch has developed unique financial products such as "Dengling Loan," "Xinzhi Loan," and "Two Agriculture Credit Loan" to facilitate financing for small and agricultural enterprises [1][4] - The biological environmental technology company, a provincial high-tech enterprise, faced a funding gap after winning a procurement project but lacked adequate collateral for traditional loans [2][3] - Huangpi Branch provided a "Dengling Loan" of 5 million yuan to the company, enabling it to complete its organic fertilizer supply and enhance its brand [3] Group 2 - Huangpi Branch has issued over 100 million yuan in credit loans to agricultural and small enterprises, demonstrating its commitment to supporting these sectors [4] - The branch plans to continue optimizing its financial products and services to act as a facilitator for local enterprises and contribute positively to the regional economy [4]