BOC HONG KONG(HK:02388) 智通财经网·2025-11-12 11:43Group 1 - The core point of the article highlights a significant decline in the registration of reverse mortgages in Hong Kong, with a 44% month-on-month drop in October 2025 compared to September 2025, totaling 18 registrations [1] - In the first ten months of 2025, there were 308 reverse mortgage registrations, representing an 18% decrease compared to the same period in 2024 [1] - Bank of China (Hong Kong) has maintained the highest participation in the reverse mortgage program, accounting for all 18 registrations in October 2025, with a total of 301 registrations year-to-date, down 18% from 367 in the same period last year, but still holding over 97% market share [1] Group 2 - Shanghai Commercial Bank ranked second with 5 registrations in 2025, maintaining the same number as the previous year, and holding a market share of 1.6% for the first ten months [1] - Both Bank of Communications (Hong Kong) and China Construction Bank (Asia) recorded 1 registration each, sharing the third position with a market share of 0.3% [1] - In October 2025, there were 80 reverse mortgage applications received, an 18% increase from 68 in September 2025, but the total applications for the first ten months of 2025 were 781, down 9% from 859 in the same period of 2024 [1]