金融“活水”精准“资”润 齐鲁银行滨州分行助力民营经济扬帆

Core Viewpoint - Qilu Bank's Binzhou Branch is innovating financial services to support the high-quality development of local private enterprises by focusing on green finance, technology innovation finance, and specialized financial products [1][2][4][6]. Green Finance - Under the "dual carbon" goals, Qilu Bank's Binzhou Branch is exploring innovative paths in green finance, creating localized green financial products to support the low-carbon transformation of traditional industries [2]. - By June 2025, the bank's green loan balance reached 1.2 billion yuan, a significant increase of 59% from the beginning of the year, indicating a strong commitment to green financing [3]. - The bank has implemented a sustainable development-linked loan scheme based on hydrogen recovery metrics, establishing a market-driven incentive mechanism that promotes a cycle of emission reduction, cost reduction, and efficiency enhancement [2]. Technology Innovation Finance - Qilu Bank's Binzhou Branch has introduced a "Technology Innovation Finance Marketing Toolkit" to provide tailored financial services for technology enterprises, addressing traditional financing challenges [4]. - The bank has supported over 160 technology enterprises, including five national-level specialized "little giant" companies, by offering flexible and expedited financing solutions [4]. - The bank's efficient service model allows for loan disbursement within one week, helping enterprises save approximately 60,000 yuan annually in financing costs [4]. Specialized Financial Products - The bank has developed a series of inclusive financial products tailored to local industries, such as the "Cookware Loan" for the commercial kitchenware sector, which addresses the unique financing needs of small and micro enterprises [6][7]. - The "Cookware Loan" product enabled a company to expand its production capacity by 40% and create 20 new jobs, demonstrating the effectiveness of the bank's targeted financial solutions [6]. - In the first half of the year, the bank's inclusive financial products saw an increase in deployment of 264 million yuan, showcasing the vitality and effectiveness of its specialized financial offerings [7].