2 1 Shi Ji Jing Ji Bao Dao·2025-11-13 01:05Core Insights - The article highlights the significant progress in China's agricultural sector during the "14th Five-Year Plan" period, emphasizing the role of financial support in enhancing agricultural productivity and rural development [4][5][32]. Group 1: Agricultural Production and Financial Support - China's grain production is expected to exceed 1.4 trillion jin (approximately 700 million tons) in 2024, marking a new milestone in agricultural output [4]. - The coverage rate of high-quality crop varieties has surpassed 96% during the "14th Five-Year Plan" period, indicating advancements in agricultural technology [5]. - Agricultural Bank of China has optimized its agricultural technology financial services, with a loan balance for grain and important agricultural products reaching 1.25 trillion yuan, growing at a rate of 25.1%, which is higher than the bank's average loan growth of 16.7% [5]. Group 2: Rural Development and Tourism - New business models such as rural tourism and e-commerce have emerged, with the national leisure agriculture revenue projected to approach 900 billion yuan in 2024 [7]. - The loan balance for rural construction reached 2.47 trillion yuan, with a growth rate of 9.7%, exceeding the bank's average loan growth by 1.3 percentage points [7]. Group 3: Technological Advancements in Agriculture - The contribution rate of technological progress in rural areas has reached 63.2%, with the comprehensive mechanization rate for crop farming exceeding 75% [11]. - The use of drones for agricultural tasks has modernized farming practices, enhancing efficiency in crop management [8][9]. Group 4: Income Growth and Financial Inclusion - Rural residents' per capita disposable income is projected to reach 17,522 yuan in 2024, reflecting a nearly 40% increase during the "14th Five-Year Plan" period [24]. - The Agricultural Bank's "惠农e贷" (Huinong e-loan) product has a balance of 1.83 trillion yuan, growing at 22.4%, indicating strong demand for financial products tailored to farmers [14]. Group 5: Financial Services Expansion - The coverage rate of township bank outlets has exceeded 98%, ensuring financial services are accessible in rural areas [17]. - The Agricultural Bank has established a comprehensive service system that includes physical outlets, self-service devices, mobile banking, and remote banking, extending financial services to remote regions [18]. Group 6: Poverty Alleviation and Support for Farmers - The bank has issued loans totaling 31.5 trillion yuan to support poverty alleviation efforts, with a loan balance of 2.52 trillion yuan in 832 poverty-stricken counties, growing at 10.66% [20]. - The financial support has significantly contributed to the development of local industries, such as the apple industry in Yan'an, which has seen substantial growth due to e-commerce [22][23].