银行下场卖房，7折狂甩

Core Viewpoint - The article highlights the unexpected role of banks in actively selling properties, including residential and commercial real estate, as a response to the deepening pain in the real estate market and the need to manage non-performing loans [1][21]. Group 1: Bank Property Sales - Major banks, including Agricultural Bank, Construction Bank, and Transportation Bank, are listing properties on platforms like JD.com and Alibaba, indicating a shift in their role from lenders to property sellers [1][2]. - Banks are selling a variety of properties, including residential buildings, offices, shops, apartments, and factories, primarily as a means to dispose of non-performing assets [4][5]. - The number of properties listed for sale by local rural credit systems is substantial, with some provinces having thousands of properties available [5]. Group 2: Pricing and Market Dynamics - Properties sold by banks are generally priced 20%-30% lower than market rates, making them attractive to buyers [8][12]. - For example, a property listed by Jilin Bank has a starting price significantly lower than the average market price in the same area, demonstrating the banks' willingness to sell at a discount [8][12]. - The article notes that the real estate market is experiencing a downturn, leading to increased non-performing loans and a backlog of properties that banks are eager to sell [12][16]. Group 3: Challenges and Market Response - Despite the proactive approach of banks in selling properties, the effectiveness of these sales is uncertain, as many properties are experiencing low interest and repeated failures to sell [19][21]. - The article mentions that the traditional auction process for foreclosed properties is lengthy and complicated, prompting banks to seek faster methods for asset liquidation [16][17]. - The overall market sentiment remains cautious, with many properties failing to attract bidders, indicating a challenging environment for banks trying to offload these assets [19][21].