Core Viewpoint - The aging population will not lead to an unsustainable burden if proper institutional frameworks are established, as artificial intelligence (AI) can significantly enhance caregiving productivity, outpacing the growth rate of the elderly dependency ratio [1]. Summary by Relevant Sections Aging Population and Dependency Ratio - Concerns about the increasing elderly dependency ratio leading to unsustainability are deemed incorrect. Data indicates that from now until 2035, China's caregiving productivity is expected to grow at an average annual rate of 5.6%, which is higher than the 4.6% average annual growth rate of the elderly dependency ratio [1]. Impact of Artificial Intelligence - If AI can boost China's GDP by 20% as predicted by international think tanks, the average annual growth rate of caregiving productivity could exceed 7%, effectively outpacing the aging process [1]. Institutional Design and Economic Sharing - The key to addressing the challenges posed by an aging society lies in institutional design that enables AI to empower the basic pension system and the silver economy. This approach can enhance caregiving productivity, expand pension resources, and improve the sharing of productivity gains among all residents, including the elderly [1].
蔡昉：通过制度设计 让人工智能赋能基本养老保险制度和银发经济
Zhong Guo Jing Ying Bao·2025-11-13 15:51