Nu Holdings Ltd. (NU) Q3 Earnings and Revenues Top Estimates

Core Insights - Nu Holdings Ltd. reported quarterly earnings of $0.17 per share, exceeding the Zacks Consensus Estimate of $0.15 per share, and showing an increase from $0.12 per share a year ago, resulting in an earnings surprise of +13.33% [1] - The company achieved revenues of $4.17 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 3.36%, and up from $2.94 billion year-over-year [2] - Nu shares have increased approximately 56.2% year-to-date, significantly outperforming the S&P 500's gain of 16.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.16 on revenues of $4.27 billion, and for the current fiscal year, it is $0.56 on revenues of $15.22 billion [7] - The estimate revisions trend for Nu was favorable prior to the earnings release, leading to a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] Industry Context - The Banks - Foreign industry, to which Nu belongs, is currently ranked in the top 31% of over 250 Zacks industries, suggesting a positive outlook for stocks within this sector [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]