Core Viewpoint - The financial support from Postal Savings Bank of China (邮储银行) has significantly boosted the production and distribution of Kuerle fragrant pears in Xinjiang, enhancing the local agricultural economy and improving farmers' income through innovative loan products and services [1][2][3] Group 1: Financial Support and Loan Products - Postal Savings Bank of China's Xinjiang branch has launched a series of credit products, including "Planting Loan," "Acquisition Loan," and "Storage Loan," to support the fragrant pear industry [2] - The bank has issued over 200 million yuan in loans to the fragrant pear industry, facilitating the movement of pears from farms to consumers [1][2] - The bank's "Express Loan" provided 3.5 million yuan to a cold storage company within three days, addressing urgent funding needs for pear acquisition [1] Group 2: Agricultural Production and Economic Impact - Kuerle fragrant pear's planting area has reached 412,000 acres, with an expected production of over 300,000 tons this year [2] - Farmers like Heng Zhen, who cultivate 200 acres of fragrant pears, anticipate earnings exceeding 1 million yuan due to high yield and quality [2] - The brand value of Kuerle fragrant pears has ranked first in China for six consecutive years, indicating strong market recognition and demand [2] Group 3: Industry Transformation and Future Outlook - The Kuerle city is transforming its pear industry towards standardized planting, brand marketing, and deep processing, supported by a model of "government support + financial backing + enterprise leadership" [3] - The bank is committed to enhancing its services in deep processing and cold chain logistics, aiming to further strengthen the local economy and support rural revitalization [3] - The integration of financial services with agricultural training and market analysis is expected to improve the overall quality and efficiency of the pear industry [3]
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