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Nu (NU) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Nu .Nu .(US:NU) ZACKSยท2025-11-14 02:31

Core Insights - Nu Holdings Ltd. reported a revenue of $4.17 billion for the quarter ended September 2025, marking a 41.8% increase year-over-year and exceeding the Zacks Consensus Estimate of $4.04 billion by 3.36% [1] - The company's earnings per share (EPS) was $0.17, up from $0.12 in the same quarter last year, and also surpassed the consensus EPS estimate of $0.15 by 13.33% [1] Financial Performance Metrics - Active customers reached 105.9 million, exceeding the average estimate of 104.45 million from two analysts [4] - Revenue from fee and commission income was $595.24 million, slightly above the average estimate of $587.06 million, representing a year-over-year increase of 26.8% [4] - Revenue from interest income and gains (losses) on financial instruments was $3.58 billion, surpassing the average estimate of $3.45 billion and reflecting a 44.6% increase compared to the previous year [4] Stock Performance - Nu's shares have returned +6.6% over the past month, outperforming the Zacks S&P 500 composite's +4.6% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]