精耕细作 协同兴疆 兴业银行乌鲁木齐分行小微融资协同服务落地一周年纪实

Core Insights - The article highlights the challenges faced by small and micro enterprises in financing, specifically issues of difficulty, high costs, and slow processes [1] - It discusses the proactive measures taken by Industrial Bank's Urumqi branch to support small and micro enterprises in Xinjiang through a coordinated financing mechanism [1][4] Group 1: Financing Challenges and Solutions - Small and micro enterprises are crucial to regional economic vitality and face significant financing challenges [1] - Industrial Bank's Urumqi branch has initiated a financial service practice focused on "precise empowerment and collaborative efficiency" to address these challenges [1] - The bank has established a team of "financial special commissioners" to provide tailored financial services that meet the specific needs of enterprises [1][4] Group 2: Case Studies and Impact - A case study is presented where a specialized small enterprise in the IoT sector received a loan of 9.58 million yuan to upgrade equipment, showcasing the effectiveness of the bank's financial special commissioner mechanism [2] - The bank has implemented a "one county, one industry, one policy" approach to support local agricultural industries, such as the tomato sector, by providing customized financing solutions [3] - Over the past year, the Urumqi branch has provided credit support exceeding 10 billion yuan to over 1,000 small and micro enterprises, leading in the implementation of the financing coordination mechanism among Xinjiang's joint-stock banks [4]