6张罚单合计1615万元 信托公司合规漏洞亟待修补

Core Viewpoint - The regulatory penalties imposed on trust companies indicate a trend towards "normalization of strict regulation" in the industry, highlighting the need for improved compliance management as a foundation for the ongoing transformation of the trust sector [1][5][6]. Summary by Sections Regulatory Penalties - Jilin Trust was fined 300,000 yuan by the local financial regulatory bureau for charging trust fees under the guise of financial advisory fees without disclosing this to beneficiaries [2][3]. - In total, six trust companies have been penalized this year, with fines amounting to 16.15 million yuan, the largest being 6.6 million yuan against Zhongcheng Trust for multiple violations [2][3]. Compliance Issues - The penalties reflect issues such as business violations, personnel misconduct, and inadequate information disclosure, indicating weaknesses in internal control mechanisms and compliance processes within trust companies [4][5]. - Experts emphasize that the compliance gaps are rooted in the industry's historical focus on business over compliance during its transformation phase [4][5]. Trends in Regulatory Actions - The nature of violations has evolved from simple sales misconduct to more complex issues related to business risks, such as improper asset classification and non-compliant financing practices [5]. - The regulatory approach has shifted from institutional penalties to individual accountability, with fines imposed on responsible personnel, thereby enhancing accountability [5][6]. Importance of Compliance Management - Enhancing compliance management is crucial for the trust industry's transformation, as it helps mitigate risks, builds market confidence, and aligns with regulatory expectations [7][8]. - Effective compliance management can prevent adverse events that could disrupt the transition from non-standard financing to wealth management services [7][8]. Regulatory Measures and Recommendations - New regulatory measures focus on strengthening corporate governance, refining risk management rules, and improving transparency in information disclosure [8][9]. - Experts suggest that differentiated regulatory approaches based on company size and the introduction of compliance incentives could enhance overall compliance levels in the industry [8][9].