Piper Sandler Reiterates a Buy on Chime Financial (CHYM), Lowers the PT

Core Insights - Chime Financial, Inc. (NASDAQ:CHYM) is recognized as one of the best mid-cap tech stocks to buy according to analysts, with a positive outlook following its fiscal Q3 2025 results [1][2] Financial Performance - The company reported a revenue growth of 29% year-over-year, reaching $544 million, which exceeded estimates by $12.24 million [2] - Earnings per share (EPS) was reported at 0.08, surpassing estimates by $0.33 [2] - Management raised the full-year 2025 revenue guidance to a range of $2.163 billion to $2.173 billion, compared to previous forecasts of $2.135 billion to $2.155 billion [2] Revenue Breakdown - The growth in revenue was attributed to a 16% increase in Payments revenue and a significant 65% rise in Platform-related revenue [2] Analyst Ratings - Patrick Moley from Piper Sandler reiterated a Buy rating but lowered the price target from $35 to $30 [1] - Tien Tsin Huang from J.P. Morgan also maintained a Buy rating while reducing the price target from $40 to $34 [1][3] - Analyst Moley noted that the raised full-year guidance should alleviate investor concerns regarding revenue growth and stagnant active member growth from Q2 2025 [3]