郭鹤年102岁，李嘉诚97岁，巴菲特95岁：富可敌国的他们如何传承财富？

Core Insights - The article discusses the wealth management and legacy planning of three prominent billionaires: Warren Buffett, Li Ka-shing, and Kuok Khoon Hong, highlighting their philosophies and strategies as they approach the end of their lives [1][11]. Group 1: Warren Buffett - Buffett's wealth is primarily concentrated in Berkshire Hathaway stock, which he has allocated to a charitable trust managed by his children, emphasizing that large cash inheritances can be detrimental [3]. - He believes that a good life should not be dominated by money, advocating for stability and the importance of helping others rather than pursuing wealth for its own sake [3]. Group 2: Li Ka-shing - Li Ka-shing has proactively prepared for his retirement by transferring management of his business empire to his eldest son, while he remains a consultant for major decisions [5][6]. - His wealth is structured within a family trust system, aiming for sustainable wealth across generations and avoiding the pitfalls of family disputes over inheritance [6]. - Li emphasizes the importance of creating opportunities and wealth for society, alongside his philanthropic efforts through a foundation [6]. Group 3: Kuok Khoon Hong - Kuok has a pragmatic approach to wealth transfer, planning for his children’s succession while allowing them the freedom to pursue their interests outside the family business [8][9]. - He believes in using his wealth for investment and charitable purposes, aiming to create better opportunities and contribute to humanity [9]. - Kuok's philosophy reflects a belief that excessive wealth can lead to greed, and he prefers to focus on the moral implications of wealth rather than simply passing it down [8][9].