国内首家民营银行微众银行，迎来第三任行长

Core Viewpoint - The new president of Shenzhen Qianhai WeBank, Huang Liming, has been approved by the regulatory authority, marking a significant leadership change in the bank's history [1][3]. Group 1: Leadership Transition - Huang Liming, previously the executive vice president of WeBank, has been appointed as the new president, succeeding Cao Tong, who served for less than a year [1][6]. - Huang Liming holds a Master's degree in Business Administration from Peking University and has extensive experience in the financial sector, particularly with Ping An Group [1][3]. - The transition comes after a decade of Huang Liming's involvement with WeBank, where he played a key role in the development of the bank's flagship product, "Weilidai" [3][4]. Group 2: Product Development and Impact - "Weilidai," launched in May 2015, has become a cornerstone product for WeBank, with over 100 million pre-approved users and total loan disbursements exceeding 1 trillion yuan [3]. - Approximately 18% of "Weilidai" customers are first-time borrowers, indicating the product's role in addressing gaps in traditional financial services [3][4]. - Huang Liming's approach to risk management for "Weilidai" focuses on broadening access to a wider customer base while managing risks through statistical methods [3]. Group 3: Management Team and Company Performance - The executive team at WeBank includes Chairman Gu Min, Vice Presidents Ma Zhitai and Chen Qiao, and Chief Financial Officer Wang Lipeng, among others [4]. - As of June 30, 2025, WeBank's total assets surpassed 700 billion yuan, reaching 714.725 billion yuan, with reported revenues of 18.963 billion yuan and a net profit of 5.566 billion yuan [8].