Summary of Key Points Core Viewpoint - The company has announced a guarantee agreement with CITIC Bank Shanghai Branch, providing a maximum guarantee of RMB 10 million for Shanghai Shengjian Microelectronics Co., Ltd. from November 13, 2025, to November 13, 2028, to support its business operations and development [1][6]. Group 1: Guarantee Overview - The company signed a maximum guarantee contract with CITIC Bank Shanghai Branch, agreeing to provide joint liability guarantees for a series of contracts signed by Shanghai Shengjian Microelectronics [1]. - The total expected guarantee amount for 2025 is RMB 140 million, which includes guarantees for several subsidiaries [2]. - The forms of guarantees include credit guarantees, mortgage guarantees, and pledge guarantees, among others [3]. Group 2: Internal Decision-Making Process - The company aims to improve the efficiency of its subsidiaries' applications for comprehensive credit limits from banks, complying with relevant regulations [2]. - The board of directors approved the expected guarantee amount during meetings held on December 23, 2024, and January 16, 2025 [3]. Group 3: Guarantee Agreement Details - The guarantor is Shanghai Shengjian Technology Co., Ltd., and the creditor is CITIC Bank Shanghai Branch, with the debtor being Shanghai Shengjian Microelectronics [6]. - The maximum guarantee amount includes not only the principal but also interest, penalties, and all related costs [6][7]. - The guarantee period is three years from the expiration of the debt performance period [7]. Group 4: Necessity and Reasonableness of the Guarantee - The guarantee is deemed necessary for the business development of Shanghai Shengjian Microelectronics and aligns with the company's overall interests and development strategy [8]. - The company can effectively manage the subsidiary's operations and creditworthiness, ensuring that the guarantee risk is controllable [8]. Group 5: Board of Directors' Opinion - The board believes that the expected guarantee amount is a reasonable need for the daily operations and funding of the subsidiaries, contributing to the company's stable and sustainable development [9]. - The board has noted that some subsidiaries have a debt-to-asset ratio exceeding 70%, but the company can effectively control the associated risks [9]. Group 6: Cumulative Guarantee Situation - As of the announcement date, the total external guarantees provided by the company and its subsidiaries amount to RMB 140 million, accounting for 83.26% of the latest audited net assets [10]. - There are no overdue guarantees, and the company has not provided guarantees to controlling shareholders or related parties [10].
上海盛剑科技股份有限公司 关于2025年度担保额度预计的进展公告